VIE+W | Studying “Banking” in high school

Updated: Apr 1, 2020

My name is Yoana Zapryanova. I am from Plovdiv, Bulgaria and I am 18 years old. I have always been fascinated by finances and banking. Therefor I had decided from young age that this was the sphere I wanted to prosper in. Which is why I began studying in the National High school of Commerce in my hometown. It was founded in 1910 at the initiative of the Plovdiv Chamber of Commerce and Industry and currently it has more than 1000 students.

I had the chance to choose between many profiles, for example: Accounting, Industry, Business Administration, Customs and Tax Administration, etc. but at the end I chose “Banking” because it appealed to me the most. I also chose it because of the language. I have always been studying English and finding that my speciality was with German language made me love it even more. Another thing that made me chose it was because I don’t like language high schools and would have loved to study a speciality instead of just 1 language.

The banking profile has 2 parts when it comes to subjects. The ones that are mandatory for every student in the country are language studies, science, biology, etc. And those that are only for that specific profile. We start the specific subjects at grade 9 which till 12th grade makes trainees 24 in total. We study few types of accountings (practice with theory), banking, few types of finances, law, statistics, entrepreneurship, economics, business communication, economical informatics. We study: how the National bank is connected to the commercial bank; how to open an account; how to lead the accounting in a firm, bank and the budget; how to make a statistic research; how to read and understand the laws; how to create our own programs which help with our speciality; about foreign investments in Bulgaria, financial analysis of the bank's creditworthiness, non-cash forms of payment used in international trade, value of money over time, financial portfolio, marketing mix, foreign exchange market operations, etc.We study things in dept and from what I talked with my friends who study in universities, we study things with the intention of learning and understanding more than they do in university. Sometimes I even have to explain to them stuff. It amazes me how much more one can learn in a trade high school.

The most interesting subject for me was “Work in a school enterprise” in which we had to create our own bank. We worked like a real bank in the virtual website called and in April 2019 we had to represent ourselves and our bank in the International School Firm fest 2019. We even won 3rd place in the Best Bank contest which made me very proud.